French bank a/c required for mortgage?

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French bank a/c required for mortgage?

Hi,

We have both a current account and a mortgage with a

French bank. We're very dissatisfied with the bank in

question who seem to randomly make charges on our current

account and are very unresponsive when we have questions.

We're thinking of closing the current account and

directing the management company to pay our rent into a

non-French bank account.

However, we seem to remember being told when we were

buying our property that in order to have a French

mortgage, you had to maintain a French bank account.

Based on our experiences since buying the property, we no

longer believe a word we were told and are wondering if

anybody has their rent paid into a non-French bank

account. If so, did you have any issues with your

mortgage and/or with getting the management company to

pay into a non-French account?

Thanks,

Steve.
 

Due
to French consumer law, lenders have to assess how affordable
it is for you to take on a French mortgage. To do this, they will
take into account any existing loans, mortgages, outstanding credit
card balances which are not paid off in full at the end of each
month, child maintenance, rents etc