I am having some problems with my bank at the moment. The rent payments have been made late but are being paid but there have been some shortfalls on my mortgage payments.
The bank have got bailiffs involved and now all my rent is paid to them. The bank emailed me saying they propose to sell my apartment for 160,000 euro despite the purchase price being 260,000.
I contacted them and asked to make an agreement where I could send extra payments to my account to top up the rent and cover any late payments. I told them that if they accepted the money that I would take this as thier agreement to the conditions.
They haven't been in touch for a few months and just got an email from them saying they are going to continue with the sale of my property and they can't give me a good response.
I have continued to negotiate with them and also contacted the bailiffs. I am not sure what to do next. I believe the bailiffs involved are there to mediate and help reach an agreement.
I hope someone can give me some advice.